The Kanakdhara Chalisa (कनकधारा चालीसा) is the household hymn to Kanakdhara Lakshmi. The Chalisa establishes Maa Kanakdhara's iconography, narrative, and devotional connection across 40 chaupais framed by an opening doha. wealth-form of Lakshmi (kanak = gold, dhara = stream); central to Adi Shankara's Kanakdhara-stotra tradition.

Many devotees recite the Kanakdhara Chalisa on Friday & Diwali, with extra paaths during Friday & Diwali. The Chalisa is the daily anchor for households where Maa Kanakdhara is the kuldevta or ishta-devata. The verses move through praise, narrative, and personal petition – the standard Chalisa structure.

This page has the full Kanakdhara Chalisa with lyrics in Devanagari and Romanized English. Pair with related Chalisas like the Lakshmi Chalisa, Mahalakshmi Chalisa, and Kuber Chalisa for the wider household practice.

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Kanakdhara Chalisa with Lyrics
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Lyrics with meaning

The complete Kanakdhara Chalisa – two opening dohas, forty chaupais, and a closing doha. A short English meaning sits below every verse. Toggle the script to read in Devanagari, romanized, or both side-by-side.

Opening Doha

कनकधारा लक्ष्मी चालीसा 40 दिन नियमित पाठ करने जीवन मे आयी हुयी हर तरह की आर्थिक समस्या नष्ट होनी शुरु हो जाती है। श्री गणेशाय नमः

kanakadhara lakshmi chalisa 40 dina niyamita patha karane jivana me ayi huyi hara taraha ki arthika samasya nashta honi shuru ho jati hai| shri ganeshaya namah

Opening invocation – salutation to Maa Kanakdhara and the framing of the Chalisa-prayer.

Chaupai 1

जय जय लक्ष्मी मैया, तुमको निरंतर ध्यावत। हर विष्णु विहारी, संग नारायण भावत॥

jaya jaya lakshmi maiya, tumako niramtara dhyavata| hara vishnu vihari, samga narayana bhavata||

Verse 1 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 2

लक्ष्मी जी की स्तुति में, साधक करत दरबार। जग जननी पालन करै, सुख सम्पति विस्तार॥

lakshmi ji ki stuti mem, sadhaka karata darabara| jaga janani palana karai, sukha sampati vistara||

Verse 2 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 3

लक्ष्मी जी की आराधना, कष्ट निवारण हेत। पार्वती संग पावन, चन्द्र चकोर सम जेत॥

lakshmi ji ki aradhana, kashta nivarana heta| parvati samga pavana, chandra chakora sama jeta||

Verse 3 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 4

महिमा अपरंपार है, धरि रूप धनंजय। सप्त सागर मथनि करै, सुधा सुरा मय अंजय॥

mahima aparampara hai, dhari rupa dhanamjaya| sapta sagara mathani karai, sudha sura maya amjaya||

Verse 4 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 5

जग मन्दिर जोत करै, पार्वती रूप शोभा। लक्ष्मी रूप बसत जननि, कृपा करहु सब लोहा॥

jaga mandira jota karai, parvati rupa shobha| lakshmi rupa basata janani, krripa karahu saba loha||

Verse 5 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 6

सिंह पर करै सवार, लक्ष्मीजी का वास। सुख सम्पत्ति करत भरी, धरा कृपा आभास॥

simha para karai savara, lakshmiji ka vasa| sukha sampatti karata bhari, dhara krripa abhasa||

Verse 6 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 7

लक्ष्मी नाम जगत में, सब विधि करत सहार। श्रीहरि की अर्धांगी बनि, धरती पालन हार॥

lakshmi nama jagata mem, saba vidhi karata sahara| shrihari ki ardhamgi bani, dharati palana hara||

Verse 7 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 8

लक्ष्मी रूप शोभा करै, सब विधि करत समर्थन। बिनु लक्ष्मी जग सूना, नान्हि पुत्र जन थर्थन॥

lakshmi rupa shobha karai, saba vidhi karata samarthana| binu lakshmi jaga suna, nanhi putra jana tharthana||

Verse 8 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 9

लक्ष्मी जी की सेवा में, नर नारी सकल धरै। बिनु सेवा सुख नहीं, लक्ष्मी सब विधि भरै॥

lakshmi ji ki seva mem, nara nari sakala dharai| binu seva sukha nahim, lakshmi saba vidhi bharai||

Verse 9 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 10

लक्ष्मी कृपा प्राप्ति हेतु, कीन्हों जो यत्न। सकल साधना सफल हुई, पायो सुख संतरण॥

lakshmi krripa prapti hetu, kinhom jo yatna| sakala sadhana saphala hui, payo sukha samtarana||

Verse 10 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 11

लक्ष्मी नाम में शक्ति है, बिनु आवत जंजाल। नव लक्ष्मी की कृपा बिनु, सुख नहीं न विषाल॥

lakshmi nama mem shakti hai, binu avata jamjala| nava lakshmi ki krripa binu, sukha nahim na vishala||

Verse 11 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 12

लक्ष्मी कृपा प्राप्ति हेतु, कीजै ध्यान विचार। जो नर करे श्रद्धा सहित, लक्ष्मी उसको तार॥

lakshmi krripa prapti hetu, kijai dhyana vichara| jo nara kare shraddha sahita, lakshmi usako tara||

Verse 12 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 13

लक्ष्मी कृपा प्राप्ति हेतु, सुनहु मनु ध्यान। सकल कष्ट मिटै तात, पावै सुख महान॥

lakshmi krripa prapti hetu, sunahu manu dhyana| sakala kashta mitai tata, pavai sukha mahana||

Verse 13 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 14

लक्ष्मी नाम की महिमा, सब विधि मंगल होय। सकल संपत्ति सुख करै, धन सम्पत्ति की होय॥

lakshmi nama ki mahima, saba vidhi mamgala hoya| sakala sampatti sukha karai, dhana sampatti ki hoya||

Verse 14 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 15

लक्ष्मी कृपा प्राप्ति हेतु, कीन्हों जो यत्न। सकल साधना सफल हुई, पायो सुख संतरण॥

lakshmi krripa prapti hetu, kinhom jo yatna| sakala sadhana saphala hui, payo sukha samtarana||

Verse 15 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 16

लक्ष्मी कृपा प्राप्ति हेतु, कीजै ध्यान विचार। जो नर करे श्रद्धा सहित, लक्ष्मी उसको तार॥

lakshmi krripa prapti hetu, kijai dhyana vichara| jo nara kare shraddha sahita, lakshmi usako tara||

Verse 16 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 17

जय लक्ष्मी जय जय लक्ष्मी, जय महिमा अपरंपार। सुख सम्पत्ति की देवी, धरत पार्थिव भार॥

jaya lakshmi jaya jaya lakshmi, jaya mahima aparampara| sukha sampatti ki devi, dharata parthiva bhara||

Verse 17 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 18

लक्ष्मी नाम में शक्ति है, बिनु आवत जंजाल। नव लक्ष्मी की कृपा बिनु, सुख नहीं न विषाल॥

lakshmi nama mem shakti hai, binu avata jamjala| nava lakshmi ki krripa binu, sukha nahim na vishala||

Verse 18 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 19

जय जय लक्ष्मी मैया, तुमको निरंतर ध्यावत। हर विष्णु विहारी, संग नारायण भावत॥

jaya jaya lakshmi maiya, tumako niramtara dhyavata| hara vishnu vihari, samga narayana bhavata||

Verse 19 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 20

: इस चालीसा का पाठ करने से धन की प्राप्ति होती है। समृद्धि

: isa chalisa ka patha karane se dhana ki prapti hoti hai| samrriddhi

Verse 20 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 21

: घर में समृद्धि और सम्पन्नता आती है। कर्ज से मुक्ति

: ghara mem samrriddhi aura sampannata ati hai| karja se mukti

Verse 21 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 22

: इस चालीसा का पाठ करने से कर्ज से मुक्ति मिलती है। व्यापार में वृद्धि

: isa chalisa ka patha karane se karja se mukti milati hai| vyapara mem vrriddhi

Verse 22 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 23

: व्यापार में वृद्धि होती है। स्वास्थ्य

: vyapara mem vrriddhi hoti hai| svasthya

Verse 23 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 24

: स्वास्थ्य में सुधार होता है। विवाह में अड़चनें दूर होती हैं

: svasthya mem sudhara hota hai| vivaha mem a.dachanem dura hoti haim

Verse 24 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 25

: जिनके विवाह में अड़चनें आ रही हैं, उनकी समस्याएं दूर होती हैं। : घर में शांति बनी रहती है।

: jinake vivaha mem a.dachanem a rahi haim, unaki samasyaem dura hoti haim| : ghara mem shamti bani rahati hai|

Verse 25 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 26

: संतान सुख की प्राप्ति होती है। मनोकामना पूर्ति

: samtana sukha ki prapti hoti hai| manokamana purti

Verse 26 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 27

: मनोकामनाएं पूर्ण होती हैं। रोगों से मुक्ति

: manokamanaem purna hoti haim| rogom se mukti

Verse 27 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 28

: रोगों से मुक्ति मिलती है। विवादों का निवारण

: rogom se mukti milati hai| vivadom ka nivarana

Verse 28 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 29

: पारिवारिक और कानूनी विवादों का निवारण होता है। मानसिक शांति

: parivarika aura kanuni vivadom ka nivarana hota hai| manasika shamti

Verse 29 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 30

: मानसिक शांति और स्थिरता मिलती है। बाधाओं का नाश

: manasika shamti aura sthirata milati hai| badhaom ka nasha

Verse 30 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 31

: जीवन की बाधाएं समाप्त होती हैं। आध्यात्मिक उन्नति

: jivana ki badhaem samapta hoti haim| adhyatmika unnati

Verse 31 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 32

: आध्यात्मिक उन्नति होती है। शत्रुओं का नाश

: adhyatmika unnati hoti hai| shatruom ka nasha

Verse 32 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 33

: शत्रुओं का नाश होता है। कर्मों का सुधार

: shatruom ka nasha hota hai| karmom ka sudhara

Verse 33 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 34

: कर्मों में सुधार होता है। मृत्यु भय से मुक्ति

: karmom mem sudhara hota hai| mrrityu bhaya se mukti

Verse 34 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 35

: मृत्यु भय से मुक्ति मिलती है। परिवार में प्रेम बढ़ता है

: mrrityu bhaya se mukti milati hai| parivara mem prema ba.dhata hai

Verse 35 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 36

: परिवार में प्रेम और समर्पण बढ़ता है। सुखद भविष्य

: parivara mem prema aura samarpana ba.dhata hai| sukhada bhavishya

Verse 36 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 37

: सुखद भविष्य की प्राप्ति होती है। आत्मविश्वास

: sukhada bhavishya ki prapti hoti hai| atmavishvasa

Verse 37 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 38

: आत्मविश्वास में वृद्धि होती है। साफ स्थान का चयन

: atmavishvasa mem vrriddhi hoti hai| sapha sthana ka chayana

Verse 38 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 39

: सबसे पहले एक साफ और पवित्र स्थान का चयन करें। : स्वयं स्नान कर शुद्ध हो जाएं।

: sabase pahale eka sapha aura pavitra sthana ka chayana karem| : svayam snana kara shuddha ho jaem|

Verse 39 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Chaupai 40

: मां लक्ष्मी का ध्यान करें और उन्हें आसन पर विराजमान करें। दीपक जलाएं

: mam lakshmi ka dhyana karem aura unhem asana para virajamana karem| dipaka jalaem

Verse 40 of the Kanakdhara Chalisa – praise of Maa Kanakdhara in the Chalisa structure.

Why this chalisa

What the Kanakdhara Chalisa is recited for, and what people turn to it for.

Daily anchor for Maa Kanakdhara-bhakti

Many homes recite the Kanakdhara Chalisa as part of the morning paath. The 40-verse text takes about seven minutes at a comfortable pace and serves as the daily devotional anchor.

For festival days

Friday & Diwali and the major Maa Kanakdhara festivals are the central recitation periods. Many devotees do 11 or 21 paaths on these days.

For specific intentions

Many devotees take vows of 11, 21, 41, or 108 paaths over a fixed period for specific intentions – marriage, fertility, illness recovery, court matter. (This is a verse of devotional faith, not a replacement for medical or professional advice.)

Companion to wider tradition worship

Pair with related Chalisas of the same family or sampradaya for the complete daily practice. wealth-form of Lakshmi (kanak = gold, dhara = stream); central to Adi Shankara's Kanakdhara-stotra tradition

For pilgrim recitation

The Chalisa is recited during pilgrimage to the major Maa Kanakdhara shrines.

For households where Maa Kanakdhara is the kuldevta

For households where Maa Kanakdhara is the family deity, the Chalisa is the daily morning prayer and a central rite during family events.

Origin

The Kanakdhara Chalisa is the household-tradition Chalisa of Kanakdhara Lakshmi. The text is generally placed in the late 19th to early 20th century CE; many published copies attribute it simply to tradition. wealth-form of Lakshmi (kanak = gold, dhara = stream); central to Adi Shankara's Kanakdhara-stotra tradition

Maa Kanakdhara is honoured in the wider Hindu tradition with festivals, pilgrimage shrines, and household worship. The Chalisa makes Maa Kanakdhara-bhakti accessible for daily householders without requiring extensive Sanskrit liturgy.

The Chalisa's narrative and iconography establish the central devotional connection. The verses move through praise of Maa Kanakdhara's form and qualities, narrative episodes from popular tradition, and personal petition – the standard Chalisa structure inherited from the Hanuman Chalisa.

The Chalisa's wider companions are Lakshmi Chalisa, Mahalakshmi Chalisa, and Kuber Chalisa. Pair as appropriate for the daily practice.

How to recite

A simple, sustainable approach. Nothing here is a hard rule – devotion shapes the form, not the other way around.

  1. Preparation

    Bathe and wear clean clothes. Sit facing East. Traditional offerings to Maa Kanakdhara: red flowers, akshat (rice), fruits, ghee diya, dhoop. Traditional offerings include flowers, fruits, ghee diya, dhoop. Specific to Maa Kanakdhara traditions.

  2. Posture and start

    Sit cross-legged with your spine straight. Bow once. Take a moment of silence. If reciting for a specific intention, offer a brief sankalp.

  3. Recitation

    Move through the chaupais without rushing. Read with attention to the meaning of each verse. Recite with attention to the Maa Kanakdhara devotional emphasis as outlined in the verses.

  4. After

    Sit quietly with eyes closed for a moment. End with the bija mantra of Maa Kanakdhara if known.

  5. Daily practice and special days

    Friday & Diwali is auspicious. Friday & Diwali is the central recitation period. Many devotees do 11 paaths during festivals.

Common questions

Why is the Kanakdhara Chalisa linked to Friday & Diwali?
Friday & Diwali is the traditional day for Maa Kanakdhara-bhakti. Many homes recite the Chalisa as part of the Friday & Diwali morning paath.
How many paaths should I do during a vow?
The traditional anushthan counts are 11, 21, 41, or 108 paaths over a fixed period (often 41 days). For daily practice, 1 paath is sufficient. Choose a count that fits your schedule and stick to it for the full period.
Can it help during exams or hard periods?
Many devotees recite it during stretches of difficulty. The Chalisa is a verse of devotional faith and steadying practice; it is not a replacement for medical, legal, or professional advice. Use it alongside the practical work, not instead of it.
How does this differ from the Lakshmi Chalisa, Mahalakshmi Chalisa, and Kuber Chalisa?
Each Chalisa addresses a specific deity. The Kanakdhara Chalisa is dedicated to Maa Kanakdhara. Many homes recite multiple Chalisas across the week – one for each devata as appropriate to the day or family tradition.
Are there restrictions on who can recite?
No. The Chalisa is for everyday recitation by all householders. There is no menstrual restriction in mainstream practice, though some families follow this convention; the Chalisa text itself does not require it.
Does language matter? My pronunciation isn't perfect.
Devotion matters more than perfect pronunciation. The Chalisa is in Hindi, not Sanskrit, which makes it accessible. Reading the romanized version on this page is fine. Many devotees do manasik paath (silent recitation in the heart).
Can I recite silently or while travelling?
Yes. Manasik paath is valid and widely practised. You can do this on the commute, during a long flight, or in any setting where audible recitation isn't appropriate.
Is there a special connection to the temples of Ujjain?
Maa Kanakdhara has shrines and traditions across India; Mahakaleshwar Ujjain has the wider Shaiva-Shakta connection. Aastha can guide pilgrims with combined Mahakaleshwar-related sequences.

Talk to Aastha

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Aastha is a small family in Ujjain that arranges Vedic pujas at Mahakaleshwar, Kaal Bhairav, Ram Ghat and other sacred sites. If a chalisa isn't quite what you need, we're here to listen. No pressure, no sales.

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