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Lyrics with meaning
The complete Kuber Chalisa – two opening dohas, forty chaupais, and a closing doha. A short English meaning sits below every verse. Toggle the script to read in Devanagari, romanized, or both side-by-side.
जैसे अटल हिमालय, और जैसे अडिग सुमेर। ऐसे ही स्वर्ग द्वार पे, अविचल खडे कुबेर॥
Jaise atal Himalay, aur jaise adig Sumer. Aise hi swarg dvar pe, avichal khade Kuber.
Just as the Himalayas are immovable, just as Mount Sumeru is unshakeable. So Kubera stands eternally fixed at the gates of heaven.
विघ्न हरण मंगल करण, सुनो शरणागत की टेर। भक्त हेतु वितरण करो, धन माया के ढेर॥
Vighna haran mangal karan, suno sharanagat ki ter. Bhakt hetu vitaran karo, dhan maya ke dher.
Destroyer of obstacles, doer of welfare, hear the cry of those who take shelter. For your devotees, distribute heaps of wealth and prosperity.
जै जै जै श्री कुबेर भण्डारी। धन माया के तुम अधिकारी॥
Jai jai jai Shri Kuber Bhandari. Dhan maya ke tum adhikari.
Hail, hail, hail Shri Kuber, the treasurer. You are the lord of wealth and prosperity.
तप तेज पुंज निर्भय भय हारी। पवन वेग सम सम तनु बलधारी॥
Tap tej punj nirbhay bhay hari. Pavan veg sam sam tanu bal-dhari.
A heap of tapasya-radiance, fearless and destroyer of fear. With a body strong as the wind's speed.
स्वर्ग द्वार की करें पहरे दारी। सेवक इंद्र देव के आज्ञाकारी॥
Swarg dvar ki karen pehre-dari. Sevak Indra Dev ke agyakari.
You stand guard at the gates of heaven. You are the obedient servant of Indra Dev.
यक्ष यक्षणी की है सेना भारी। सेनापति बने युद्ध में धनुधारी॥
Yaksh Yakshani ki hai sena bhari. Senapati bane yuddh mein dhanu-dhari.
Your army of yakshas and yakshinis is great. As commander in battle you wield the bow.
महा योद्धा बन शस्त्र धारैं। युद्ध करैं शत्रु को मारैं॥
Maha yoddha ban shastra dharain. Yuddha karain shatru ko marain.
Becoming a great warrior, you wield weapons. You fight battles and slay enemies.
सदा विजयी कभी ना हारैं। भगत जनों के संकट टारैं॥
Sada vijayi kabhi na harain. Bhagat janon ke sankat tarain.
Always victorious, never defeated. You lift away the troubles of devotees.
प्रपितामह हैं स्वयं विधाता। पुलिस्ता वंश के जन्म विख्याता॥
Prapitamah hain swayam Vidhata. Pulista vansh ke janma vikhyata.
Your great-grandfather is Brahma himself. Famous as the one born in the lineage of Pulastya.
विश्रवा पिता इडविडा जी माता। विभीषण भगत आपके भ्राता॥
Vishrava pita Idvida ji mata. Vibhishan bhagat aapke bhrata.
Vishrava is your father, Idavida your mother. The devotee Vibhishana is your brother. (Kubera, Ravana, Kumbhakarna, Vibhishana – the four sons of Vishrava in the Ramayana lineage.)
शिव चरणों में जब ध्यान लगाया। घोर तपस्या करी तन को सुखाया॥
Shiv charanon mein jab dhyan lagaya. Ghor tapasya kari tan ko sukhaya.
When you fixed your meditation on Shiva's feet. You performed terrible tapasya, wasting your body.
शिव वरदान मिले देवत्य पाया। अमृत पान करी अमर हुई काया॥
Shiv vardan mile devatya paya. Amrit pan kari amar hui kaya.
From Shiva you received the boon of divinity. Drinking nectar, your body became immortal.
धर्म ध्वजा सदा लिए हाथ में। देवी देवता सब फिरैं साथ में॥
Dharma dhwaja sada liye hath mein. Devi devta sab phirain saath mein.
Always holding the banner of dharma in your hand. Gods and goddesses move with you.
पीताम्बर वस्त्र पहने गात में। बल शक्ति पूरी यक्ष जात में॥
Pitambar vastra pehne gat mein. Bal shakti puri yaksh jaat mein.
Wearing yellow silk on your body. With full strength and power among the yaksha race.
स्वर्ण सिंहासन आप विराजैं। त्रिशूल गदा हाथ में साजैं॥
Swarna sinhasan aap virajain. Trishul gada hath mein sajain.
On a golden throne you sit enthroned. With trident and mace in your hands.
शंख मृदंग नगारे बाजैं। गंधर्व राग मधुर स्वर गाजैं॥
Shankh mridang nagare bajain. Gandharv raag madhur svar gajain.
Conch, mridang, and nagara sound. The gandharvas sing sweet ragas.
चौंसठ योगनी मंगल गावैं। ऋद्धि-सिद्धि नित भोग लगावैं॥
Chaunsath yogani mangal gavain. Riddhi-Siddhi nit bhog lagavain.
The sixty-four yoginis sing auspicious songs. Riddhi and Siddhi daily offer the bhog.
दास दासनी सिर छत्र फिरावैं। यक्ष यक्षणी मिल चंवर ढूलावैं॥
Das dasni sir chhatra phirvain. Yaksh Yakshani mil chanwar dhulvain.
Servants and maids hold the parasol over your head. Yakshas and yakshinis together wave the chanwar.
ऋषियों में जैसे परशुराम बली हैं। देवन्ह में जैसे हनुमान बली हैं॥
Rishiyon mein jaise Parashuram bali hain. Devanh mein jaise Hanuman bali hain.
Among the rishis, just as Parashurama is mighty. Among the devas, just as Hanuman is mighty.
पुरुषों में जैसे भीम बली हैं। यक्षों में ऐसे ही कुबेर बली हैं॥
Purushon mein jaise Bhim bali hain. Yakshon mein aise hi Kuber bali hain.
Among men, just as Bhima is mighty. Among yakshas, just so is Kubera mighty.
भगतों में जैसे प्रहलाद बड़े हैं। पक्षियों में जैसे गरुड़ बड़े हैं॥
Bhagton mein jaise Prahlad bade hain. Pakshiyon mein jaise Garud bade hain.
Among devotees, just as Prahlada is great. Among birds, just as Garuda is great.
नागों में जैसे शेष बड़े हैं। वैसे ही भगत कुबेर बड़े हैं॥
Nagon mein jaise Shesh bade hain. Vaise hi bhagat Kuber bade hain.
Among the nagas, just as Sheshnaag is great. Just so, the devotee Kubera is great.
कांधे धनुष हाथ में भाला। गले फूलों की पहनी माला॥
Kandhe dhanush hath mein bhala. Gale phulon ki pehni mala.
Bow on shoulder, spear in hand. Around the neck, a garland of flowers.
स्वर्ण मुकुट अरु देह विशाला। दूर-दूर तक होए उजाला॥
Swarna mukut aru deh vishala. Door-door tak hoye ujala.
Golden crown and a vast body. Far and wide, brightness spreads.
कुबेर देव को जो मन में धारे। सदा विजय हो कभी न हारे॥
Kuber dev ko jo man mein dhare. Sada vijay ho kabhi na hare.
Whoever holds Kubera in their mind. Has constant victory and never loses.
बिगड़े काम बन जाएं सारे। अन्न धन के रहें भरे भण्डारे॥
Bigade kaam ban jain sare. Anna dhan ke rahein bhare bhandare.
All ruined work gets accomplished. The stores of food and wealth remain full.
कुबेर गरीब को आप उभारैं। कुबेर कर्ज को शीघ्र उतारैं॥
Kuber garib ko aap ubharain. Kuber karz ko shighra utarain.
Kubera lifts up the poor. Kubera quickly clears off debt.
कुबेर भगत के संकट टारैं। कुबेर शत्रु को क्षण में मारैं॥
Kuber bhagat ke sankat tarain. Kuber shatru ko kshan mein marain.
Kubera lifts away the devotee's troubles. Kubera slays the enemy in an instant.
शीघ्र धनी जो होना चाहे। क्युं नहीं यक्ष कुबेर मनाएं॥
Shighra dhani jo hona chahe. Kyun nahin yaksh Kuber manaen.
Whoever wishes to become wealthy quickly. Why not propitiate Yaksha-Kubera?
यह पाठ जो पढ़े पढ़ाएं। दिन दुगना व्यापार बढ़ाएं॥
Yah paath jo padhe padhaen. Din dugna vyapar badhaen.
Whoever reads or has this paath read. Their business doubles by the day.
भूत प्रेत को कुबेर भगावैं। अड़े काम को कुबेर बनावैं॥
Bhoot pret ko Kuber bhagavain. Ade kaam ko Kuber banavain.
Kubera drives away ghosts and harmful spirits. Kubera accomplishes stuck work.
रोग शोक को कुबेर नशावैं। कलंक कोढ़ को कुबेर हटावैं॥
Rog shok ko Kuber nashvain. Kalank kodh ko Kuber hatvain.
Kubera destroys disease and grief. Kubera removes stigma and severe illness. (A verse of devotional faith, not a replacement for medical care.)
कुबेर चढ़े को और चढ़ादे। कुबेर गिरे को पुन: उठा दे॥
Kuber chadhe ko aur chadha de. Kuber gire ko punah utha de.
Kubera lifts the rising further up. Kubera raises the fallen back up.
कुबेर भाग्य को तुरंत जगा दे। कुबेर भूले को राह बता दे॥
Kuber bhagya ko turant jaga de. Kuber bhule ko raah bata de.
Kubera awakens fortune at once. Kubera shows the path to the lost.
प्यासे की प्यास कुबेर बुझा दे। भूखे की भूख कुबेर मिटा दे॥
Pyase ki pyas Kuber bujha de. Bhukhe ki bhukh Kuber mita de.
Kubera quenches the thirst of the thirsty. Kubera ends the hunger of the hungry.
रोगी का रोग कुबेर घटा दे। दुखिया का दुख कुबेर छुटा दे॥
Rogi ka rog Kuber ghata de. Dukhiya ka dukh Kuber chhuta de.
Kubera lessens the disease of the sick. Kubera lifts the sorrow of the suffering.
बांझ की गोद कुबेर भरा दे। कारोबार को कुबेर बढ़ा दे॥
Banjh ki god Kuber bhara de. Karobar ko Kuber badha de.
Kubera fills the lap of the childless. Kubera grows the business.
कारागार से कुबेर छुड़ा दे। चोर ठगों से कुबेर बचा दे॥
Karagar se Kuber chhuda de. Chor thagon se Kuber bacha de.
Kubera releases from prison. Kubera saves from thieves and cheats.
कोर्ट केस में कुबेर जितावै। जो कुबेर को मन में ध्यावै॥
Court case mein Kuber jitavai. Jo Kuber ko man mein dhyavai.
Kubera makes one win in court cases. For whoever holds Kubera in mind. (One of the few Chalisas explicitly naming "court case" in the modern sense.)
चुनाव में जीत कुबेर करावैं। मंत्री पद पर कुबेर बिठावैं॥
Chunav mein jeet Kuber karavain. Mantri pad par Kuber bithavain.
Kubera makes one win elections. Kubera installs one in ministerial positions.
पाठ करे जो नित मन लाई। उसकी कला हो सदा सवाई॥
Paath kare jo nit man lai. Uski kala ho sada savai.
Whoever recites the paath daily with attention. Their fortune always grows.
जिसपे प्रसन्न कुबेर की माई। उसका जीवन चले सुखदाई॥
Jispe prasanna Kuber ki mai. Uska jivan chale sukh-dai.
Whoever Kubera is pleased with. Their life proceeds joyfully.
शिव भक्तों में अग्रणी, श्री यक्षराज कुबेर। हृदय में ज्ञान प्रकाश भर, कर दो दूर अंधेर॥
Shiv bhaktan mein agrani, Shri Yaksh-raj Kuber. Hriday mein gyan prakash bhar, kar do door andher.
Foremost among Shiva's devotees, Shri Yaksha-king Kubera. Fill the heart with the light of wisdom; remove the darkness.
Why this chalisa
What the Kuber Chalisa is recited for, and what people turn to it for.
Daily anchor for trader and Marwari households
The Kuber Chalisa is the morning anchor across north Indian trader communities – Marwari, Vaish, Khatri, Bohra, and others. Many family-businesses keep the Chalisa as the first morning paath at the cash-locker or shop altar. Verses 24-28 promise that ruined work gets accomplished, debts are cleared, business doubles by the day. The pairing with the Lakshmi Chalisa on Fridays is the standard household practice (Lakshmi for inflow, Kubera for preservation).
Centrepiece of Dhanteras and Diwali Lakshmi Puja
Dhanteras – the thirteenth day of Krishna-paksha Kartik, two days before Diwali – is the major Kuber day. Many households recite the Chalisa eleven times in the evening before placing new gold or silver on the altar, and again before the formal Lakshmi-Kuber puja on Diwali night. Akshaya Tritiya in Vaisakh is the second major day. Pair with the Ganesh Chalisa first (Ganesh always before any wealth practice), then the Lakshmi Chalisa, then the Kuber Chalisa – the standard Diwali-eve sequence.
Help during financial difficulty and debt
Verses 25, 28, 35-36 directly name the Chalisa's most-used promises: "Kuber karz ko shighra utarain" (Kubera quickly clears off debt), "din dugna vyapar badhain" (business doubles by the day), "karobar ko Kuber badha de" (Kubera grows the business). Many households recite the Chalisa daily during stretches of financial difficulty. The 41-day daily Kuber nem, paired with a vow of giving 1/10 of any boon-received income to charity, is the older anushthan.
For business openings, new shops, and financial reset
Verses 28-32 are the practitioner-facing benefit verses: "yah paath jo padhe padhaen, din dugna vyapar badhaen". Many trader families begin every new business venture with eleven Chalisa paaths on the day of the opening, plus a small Kuber yantra placed at the cash-counter. The Margashirsha Pushya Nakshatra – when Pushya falls on a Thursday – is considered especially auspicious for buying gold and starting new ventures.
Help during court matters and elections
Verses 37-38 directly name "court case mein Kuber jitavai" and "chunav mein jeet Kuber karavain" – making the Kuber Chalisa one of the few explicitly naming court cases and elections. Many devotees keep the Chalisa as the morning paath through long court proceedings or political campaigns. (This is a verse of devotional faith, not a replacement for legal counsel or professional advice.)
Companion to Shiva worship
Verses 9-10 narrate Kubera's tapasya for Shiva: "Shiv charanon mein jab dhyan lagaya, ghor tapasya kari tan ko sukhaya; Shiv vardan mile devatya paya." The closing doha names Kubera as "Shiv bhakton mein agrani" – 'foremost among Shiva's devotees.' This places the Chalisa within the wider Shaiva tradition. Many homes pair the Kuber Chalisa with the Shiv Chalisa on Mondays.
Origin
The Kuber Chalisa carries no clear signature line. Many published copies attribute it simply to "tradition" – an honesty worth preserving. The text is generally placed in the late 19th-20th century CE by language and content (verses 37-38 explicitly name "court case" and "election," modern terminology unlikely before the late 19th-century). Among the Chalisas, this is one of the most contemporary in framing, written with explicit attention to the financial concerns of household traders, businessmen, and middle-class urban devotees.
Kubera himself is the yaksha-king, the cosmic treasurer, and one of the eight dikpalas (guardians of the directions, presiding over the north). He is the half-brother of Ravana – Kubera, Ravana, Kumbhakarna, and Vibhishana are all sons of sage Vishrava by his two wives, Idavida and Kaikesi. The Chalisa makes this lineage explicit in verses 7-8: "Prapitamah hain swayam Vidhata, Pulista vansh ke janma vikhyata; Vishrava pita Idvida ji mata, Vibhishan bhagat aapke bhrata." The Ramayana tells of Ravana ousting Kubera from his original kingdom of Lanka; Kubera then took up residence at Alaka on Mount Kailash, where Shiva had granted him the territory after his great tapasya (verses 9-10).
Kubera's iconography (chaupais 11-22) is precise and remembered: yellow silk garments (verse 12), golden throne (verse 13), trident and mace in hand (verse 13), the bow on the shoulder (verse 21), the spear in hand (verse 21), the golden crown (verse 22), the vast body (verse 22). His attendants are the yakshas (male) and yakshinis (female), the gandharvas (celestial musicians, verse 14), Riddhi (prosperity) and Siddhi (accomplishment, verse 15), the sixty-four yoginis (verse 15), and various servants holding parasol and chanwar (verse 16). His vehicle is the nara (man-vehicle) or sometimes a horse, mongoose, or chariot drawn by men. The mongoose – which spits out gems – is the iconic vahana of Kubera in many representations.
The Chalisa's wider companions are the Lakshmi Chalisa (paired daily; Lakshmi for inflow, Kubera for preservation), the Ganesh Chalisa (recited first before any wealth practice), the Shani Chalisa (paired during sade sati when financial difficulty has Saturn as the underlying cause), and the Shiv Chalisa (Shiva is Kubera's guru and granted him divinity).
How to recite
A simple, sustainable approach. Nothing here is a hard rule – devotion shapes the form, not the other way around.
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Preparation
Bathe and wear clean clothes – traditionally yellow, the colour of Kubera's pitambar. Sit facing north (Kubera's direction in vastu) or before your locker, cash box, or shop altar. The traditional offerings are gold or silver coins (placed on the altar, not given as bhog), red or yellow flowers, dhoop and a ghee diya, and a small Kuber yantra if available. The bhog is traditionally kheer or any milk-based sweet.
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Posture and start
Sit cross-legged on a mat with your spine straight. Bow once toward the north. Take a moment of silence. If reciting on Dhanteras, Diwali, Akshaya Tritiya, before the start of a new business or financial year, or for a specific intention (debt-clearance, court case, election), offer a brief sankalp naming the date, the place, and the matter at hand. Begin with the two opening dohas (Jaise atal Himalay...) slowly.
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Recitation
Move through the forty chaupais without rushing. Verses 1-10 establish Kubera's iconography and origin (the Vishrava lineage, the Shiva-tapasya). Verses 11-22 describe his court – the yakshas, yoginis, riddhi-siddhi. Verses 23-40 are the practitioner-facing benefit verses, especially the "Kuber X karen" formulae of verses 28-38 (debt-clearance, business growth, hunger removal, child-boon, court-case win, election win). End with the closing doha.
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After
Sit quietly with eyes closed for a moment. Many people end with the bija mantra Om Yakshaya Kuberaya Vaishravanaya Dhana-dhanyadi-pataye Dhana-dhanya-samriddhin Me Dehi Dapaya Svaha – a long but classical Kuber mantra – recited 11 or 21 times. Or the simpler Om Shri Kuberaya Namah. Offer the kheer bhog and take a small portion as prasad.
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Daily practice and special days
One paath a day – morning, before opening the shop or office – is enough for steady daily practice. Fridays are especially auspicious. Dhanteras in Krishna-paksha Kartik (October-November) is the year's major Kuber day. Diwali Lakshmi Puja, Akshaya Tritiya, Margashirsha Pushya Nakshatra, and the start of the financial year are other major recitation days. For specific intentions (debt-clearance, business reset, court matter), the older practice is 11, 21, 41, or 108 paaths over a fixed period, paired with a vow of giving 1/10 of any boon-received income to charity (the Kuber-dasha tradition).